Buy Now, Pay Later with JS Bank Credit Cards provides you with the flexibility to pay conveniently in 3, 6, 9 or 12 months for your orders.
1. Pick a product priced over Rs. 12,000, choose an instalment plan, and place your order.
2. An order confirmation message and call will be sent to you.
4. Your instalment will be converted within 7 working days of purchase.
FAQs
What are the payment plans for instalments?
| Months | Service Charges (%) |
|---|---|
| 3 | 5% |
| 6 | 5% |
| 9 | 5% |
| 12 | 5% |
Is the Buy Now, Pay Later option applicable to all products?
The Buy Now, Pay Later option is open for all items, but it's essential to note that your order must meet a minimum value of Rs. 12,000. Moreover, the purchase is restricted to a single item.
Is there a processing fee or service fee?
The bank charges customers a processing fee, which is Rs. 800 along with FED. Also, there's a 5% one time service fee.
What criteria must be met to qualify for Buy Now, Pay Later purchasing?
To be eligible for Buy Now, Pay Later, please ensure that the total order value (including all charges) does not exceed the available credit limit on your credit card. Your installment will be converted within 7 working days from the purchase date.
What if Buy Now, Pay Later isn't activated in 7 days after purchase?
We would advise to contact the bank's helpline (021-111-654-321 or 051-111-654-321) if you require assistance with this matter.